RENTAL PROPERTY INSURANCE SPECIALISTS

Airbnb, VRBO & Short-Term Rental Insurance in Ohio

Airbnb and VRBO properties do not fit neatly into a traditional owner-occupied homeowners policy. McKinnon Insurance Agency helps Ohio property owners review insurance for vacation homes and short-term rentals, including properties rented for leases of less than 12 months.

Foremost specifically includes vacation and short-term rental properties within its landlord program, subject to state availability and underwriting.

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Ohio short-term rental home exterior

What short-term rental owners should review

Property coverage for the dwelling and eligible other structures.

Liability coverage for eligible claims involving guests or other third parties.

Loss of rents may be available for eligible income loss after a covered event makes the property uninhabitable.

Actual use matters. Tell us whether you use the home yourself, how often it is rented, the typical length of stay, and whether bookings come through Airbnb, VRBO or another platform.

Platform-provided protections are not a substitute for reviewing the insurance on the property itself.

Foremost and short-term rentals

Foremost says its landlord program can accommodate vacation and short-term rental homes and defines short-term rental use as a lease of less than 12 months. Availability and underwriting vary by state and property.

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Rental-property insurance specialists serving Ohio

Our team works with landlords and property investors from our Dover office and Navarre office, serving property owners across Ohio.

Explore landlord and rental property insurance, business insurance and umbrella insurance.

Coverage, eligibility and availability vary by state, carrier, property and policy. The issued policy controls coverage.

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