MCKINNON INSURANCE • DOVER & NAVARRE, OHIO
Tiny Home Insurance in Ohio
McKinnon Insurance Agency serves all of Ohio from our offices in Dover and Navarre. Request a coverage review by phone or through our website.
Tiny homes do not all fit the same insurance category. Our Dover and Navarre team helps owners explore options, including specialty coverage through Foremost, based on the home's construction, location and use.
Foundation or wheels?
A home on a permanent foundation with utilities may need a different approach from a movable tiny home on a trailer. Certification, including RVIA standards or NOAH certification or registration where relevant, can affect available options. Depending on eligibility, the conversation may involve specialty homeowners, dwelling or travel-trailer coverage.
What we need to know
Tell us who built the home, its dimensions and value, whether it moves, where it is kept and whether you live in it full time. Rental use, transport and off-grid features also matter.
Ask about protection for the structure, belongings and liability, as well as limitations during travel or rental use. We can help you review available policies without assuming a tiny home automatically qualifies for a standard home or RV policy.
Tiny Home Insurance questions
Does every tiny home qualify for the same insurance policy?
No. Construction, foundation or wheels, location, certification and use affect eligibility. Tell us whether the home is stationary, transported, rented or occupied full time.
Which tiny-home certifications should I mention?
Tell us about RVIA standards or NOAH certification or registration, if applicable. Foremost identifies these in its travel-trailer program eligibility guidance. The insurer must confirm eligibility for your specific home.
Ohio coverage help, with a local team
Work with our Dover office or Navarre office, whether you are nearby or elsewhere in Ohio. We serve customers in all 88 Ohio counties; product availability and underwriting still depend on your situation.
Meet the McKinnon team · Explore our Ohio service area · Request a Quote
Dover: 330-339-3431 · Navarre: 330-791-7866
Talk with a local insurance team
Meet our team or find our Dover and Navarre offices. Tell us what you need to protect, and we'll help you review available options.
Request a Quote · Read Customer Reviews
Coverage, limits, exclusions and availability vary by policy, insurer and state.
Explore related coverage
Homeowners insurance · Rental property insurance · Toy insurance
Coverage resources
These sources provide general product information. They do not confirm eligibility, the availability of every option through our agency, or coverage for a particular claim. Your issued policy and endorsements control coverage.
Page content updated September 30, 2026.