MCKINNON INSURANCE • DOVER & NAVARRE, OHIO
Recreational Vehicle & Toy Insurance in Ohio
McKinnon Insurance Agency serves all of Ohio from our offices in Dover and Navarre. Request a coverage review by phone or through our website.
From motorcycles to motorhomes, RVs, campers and travel trailers, the vehicles you own for recreation deserve coverage built around how you actually use them.
Motorcycles
Two wheels deserve their own insurance conversation. Tell us about the motorcycle, riders, use, custom equipment and seasonal storage.
For dirt bikes, ATVs, UTVs and side-by-sides, use our dedicated Dirt Bike & ATV Insurance page.
For standard or customized golf carts, visit our dedicated Golf Cart Insurance page.
Motorhomes, RVs & campers
Motorhomes & RVs combine a vehicle with living space. Tell us whether yours is used for vacations, extended travel or another type of occupancy.
Campers & travel trailers have different towing, storage and personal-property considerations than a motorhome.
Seasonal storage, roadside use, personal belongings and added equipment are all worth reviewing.
Campers & travel trailers
Towable campers and travel trailers have different towing, storage and personal-property considerations than a motorhome.
Tell us where the camper is stored, how often you travel, what personal property stays inside and whether you've added equipment or upgrades.
Match the policy to the toy
Tell us how and where you use it, where it is stored, who operates it and whether it has custom equipment. Road use, travel, seasonal storage and a collectible vehicle's value may each need different treatment.
Ask about physical damage, liability and available equipment or trailer protection. Our team can help identify the right insurance category rather than treating every recreational vehicle like a standard car.
Recreational Vehicle & Toy Insurance questions
Is toy insurance one policy for every recreational vehicle?
It is a convenient name for several insurance categories. An RV, ATV, motorcycle, boat and classic car may need different coverage. Tell us exactly what you own and how it is used.
Should I mention full-time RV living or seasonal storage?
Yes. How a vehicle is occupied, used and stored can affect the appropriate policy. Discuss travel, personal belongings, added equipment and off-season risks when reviewing coverage.
Ohio coverage help, with a local team
Work with our Dover office or Navarre office, whether you are nearby or elsewhere in Ohio. We serve customers in all 88 Ohio counties; product availability and underwriting still depend on your situation.
Meet the McKinnon team · Explore our Ohio service area · Request a Quote
Dover: 330-339-3431 · Navarre: 330-791-7866
Talk with a local insurance team
Meet our team or find our Dover and Navarre offices. Tell us what you need to protect, and we'll help you review available options.
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Coverage, limits, exclusions and availability vary by policy, insurer and state.
Explore related coverage
Coverage resources
These sources provide general product information. They do not confirm eligibility, the availability of every option through our agency, or coverage for a particular claim. Your issued policy and endorsements control coverage.
Page content updated September 30, 2026.