MCKINNON INSURANCE • DOVER & NAVARRE, OHIO
Dirt Bike, ATV & UTV Insurance in Ohio
McKinnon Insurance Agency serves all of Ohio from our offices in Dover and Navarre. Request a coverage review by phone or through our website.
Dirt bikes, ATVs, UTVs and side-by-sides deserve their own insurance conversation. McKinnon Insurance Agency helps Ohio riders review off-road vehicle coverage, including specialty options through Foremost.
Coverage for dirt bikes, ATVs & side-by-sides
Ask about liability, medical payments, collision and protection for risks such as theft, fire or vandalism. Available options may also address riding apparel, helmets, added equipment and a transport trailer. Limits, deductibles and eligibility depend on the policy.
Tell us how you ride
Share the year, make and model, any modifications, where you ride and whether the vehicle is a dirt bike, ATV, UTV or side-by-side. Street use and racing can change what coverage is appropriate or available. We can also discuss storage and off-season protection.
Have your current policy handy so we can review potential gaps alongside your other coverage.
Dirt Bike & ATV Insurance questions
Does off-road coverage automatically include racing or road use?
Do not assume it does. Tell us about competition, organized events, modifications and any street use before choosing a policy. Eligibility and exclusions must be checked for your specific bike and activities.
Can riding gear and added equipment be included?
Available policies may offer protection for safety apparel or optional equipment, subject to limits and terms. Bring a list of helmets, riding gear, accessories and trailers you want to discuss.
Ohio coverage help, with a local team
Work with our Dover office or Navarre office, whether you are nearby or elsewhere in Ohio. We serve customers in all 88 Ohio counties; product availability and underwriting still depend on your situation.
Meet the McKinnon team · Explore our Ohio service area · Request a Quote
Dover: 330-339-3431 · Navarre: 330-791-7866
Talk with a local insurance team
Meet our team or find our Dover and Navarre offices. Tell us what you need to protect, and we'll help you review available options.
Request a Quote · Read Customer Reviews
Coverage, limits, exclusions and availability vary by policy, insurer and state.
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Coverage resources
These sources provide general product information. They do not confirm eligibility, the availability of every option through our agency, or coverage for a particular claim. Your issued policy and endorsements control coverage.
Page content updated September 30, 2026.