MCKINNON INSURANCE • DOVER & NAVARRE, OHIO

Boat & Personal Watercraft Insurance in Ohio

McKinnon Insurance Agency serves all of Ohio from our offices in Dover and Navarre. Request a coverage review by phone or through our website.

From cruising on a pontoon, running a speedboat, or spending the afternoon on a Jet Ski or personal watercraft, your protection should reflect how you use it. McKinnon Insurance Agency helps boat owners throughout Ohio explore marine insurance options, including Foremost boat and personal watercraft options.

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Family and friends cruising on a pontoon boat

Three ways Ohio boaters enjoy the water

Pontoons
Built for relaxed lake days, family time and entertaining. Tell us the length, engine, value and how you use it.

Speed & sport boats
Horsepower, value, boating experience and how the boat is used can all matter when reviewing coverage.

Jet Skis & personal watercraft
Fast, fun and a different exposure from a larger boat. Tell us who operates the PWC and where it is stored and ridden.

Speedboat running across open lake water
Jet Ski personal watercraft riding across a lake

Protection built around your watercraft

Ask about physical damage, liability on the water, medical payments and available protection for equipment and trailers. The right policy depends on the watercraft, value, horsepower, operators and use.

Before you request a quote

Have the year, make, model, length and engine information ready, along with where you store and operate the boat. Financing, seasonal storage and boating experience can also affect the conversation.

Do not assume your home or auto policy provides the protection you need on the water.

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Boat & Personal Watercraft Insurance questions

Can you help insure a pontoon or personal watercraft in Ohio?

Yes. Tell us the type, value, engine and use of your watercraft. Our agency serves boat owners throughout Ohio, with eligibility and coverage subject to the insurer's review.

Are a boat trailer and onboard equipment automatically covered?

Do not assume they are. Ask about the trailer, fishing equipment, personal belongings, towing and applicable limits when reviewing the marine policy.

Ohio coverage help, with a local team

Work with our Dover office or Navarre office, whether you are nearby or elsewhere in Ohio. We serve customers in all 88 Ohio counties; product availability and underwriting still depend on your situation.

Meet the McKinnon team · Explore our Ohio service area · Request a Quote

Dover: 330-339-3431 · Navarre: 330-791-7866

Talk with a local insurance team

Meet our team or find our Dover and Navarre offices. Tell us what you need to protect, and we'll help you review available options.

Request a Quote · Read Customer Reviews

Coverage, limits, exclusions and availability vary by policy, insurer and state.

Explore related coverage

Toy insurance · Umbrella insurance

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Coverage resources

These sources provide general product information. They do not confirm eligibility, the availability of every option through our agency, or coverage for a particular claim. Your issued policy and endorsements control coverage.

Page content updated September 30, 2026.

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