INSURANCE INSIGHTS
Better questions lead to better coverage conversations.
Explore approachable guides for life changes, property decisions, and business risks. These articles are general information—not a substitute for policy terms or advice specific to your situation.

The VALUE of an Agent
I often have the conversation with friends and co-workers about the TRUE value of what we do. When its comes to insurance there are endless choices that can be made – on-line, in person, over the phone, stop by the local office etc. With all of these choices and the common the...

Key Person life insurance – Is your business being left “high and dry”
By: Joel McKinnon As an insurance professional it is our job to make sure you, our clients have the proper protection you need to protect your family, your assets and your future. Most generally we as agents do this through providing you with auto , home & business insurance c...

Planning for the Year Ahead: Review Your Insurance Policies
As the New Year is upon us and we are making resolutions, promise yourself to review your insurance policies so you know where you stand. Too often, we only look at our insurance policies when we first get them in the mail. For example, we forget to update our coverages when w...

Top 10 Holiday Safety Tips
1. Inspect electrical decorations for damage before use. Cracked or damaged sockets, loose or bare wires, and loose connections may cause a serious shock or start a fire. 2. Do not overload electrical outlets. Overloaded electrical outlets and faulty wires are a common cause o...

Life Insurance Awareness Month – September 2012
Life insurance won’t ease the pain. Life insurance won’t bring a father back to walk his daughter down the aisle. Life insurance can’t replace a mother’s love. Life insurance allows your family time to grieve, without wondering how to make the mortgage payment. Life insurance ...

Is your Agent going to Make a Difference or a Donation?
DIFFERENCE OR DONATION Today we have a simple blog post for you, with 1 simple question – If you passed away today, as your agent would we be attending your calling hours and handing your family a donation ? OR would we get the HONOR of handing them a life insurance check ? NO...

Social Media……A Powerful tool for you & your agency –
Social media is a powerful tool and it is changing the way in which we ( McKinnon Insurance ) do business. Social is giving us the opportunity to connect with our clients (both new and future) in ways which we have never been able to do. One of the goals of our agency is to be...

What Happens if I Leave My Minor Child as Beneficiary?
What Happens if I Leave My Minor Child as Beneficiary? Life insurance is bought with the best intentions of the family as its primary objective. Most people don’t really give a thought about the beneficiary’s portion of their policy. In most instances, we name the spouse as th...

“He’s Just a Little Boy” – #EveryField
By: Joel McKinnon #Everyfield “He’s Just a Little Boy” a poem by the late Chaplain Bob Fox is a simple message that many of us tend to forget – and its a great reminder that we are all just kids “playing a game” – That in life we can not always be winners, but sometimes we fai...

Who Pays???
If your neighbors tree, which is alive and healthy falls on your house who’s insurance is responsible to pay – you or your neighbor?? It depends on the condition of the tree – if the tree is dead / has dead limbs and the owner of the tree is aware, and or you had made the home...
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