INSURANCE INSIGHTS

Better questions lead to better coverage conversations.

Explore approachable guides for life changes, property decisions, and business risks. These articles are general information—not a substitute for policy terms or advice specific to your situation.

  • Specialized Coverage for Boats, Jet Skis, ATVs, Dirt Bikes & Golf Carts: Why It Matters

    Why Specialty Insurance for Recreational Vehicles Matters From lakes to trails, outdoor vehicles bring joy—but also risk. Whether it’s a jet ski, dirt bike, or golf cart, having the right protection in place matters. At McKinnon Insurance, we provide tailored policies so you c...

  • Specialty Insurance for Sports & Classic Cars: Protecting What Moves You

    Specialty Car Insurance for Classic & Sports Cars: Protecting What Moves You If you own a high-value collector or performance vehicle, you need specialty car insurance —not a standard auto policy. Whether it’s a weekend cruiser, a collector’s centerpiece, or a piece of living ...

  • Self-Storage Commercial Insurance: Protecting What Others Store

    🏢 Self-Storage Units: Small Spaces, Big Risks Self-storage commercial insurance is more than just a policy—it’s peace of mind. At McKinnon Insurance, we specialize in protecting self-storage facilities with tailored commercial coverage designed for the unique risks of the indu...

  • Why Homeowners and First-Time Buyers Need Life Insurance Protect Your Family, Your Mortgage, and Your Peace of Mind

    Becoming a homeowner—especially for the first time—is an exciting milestone. Whether you’ve just closed on your dream home or have lived in yours for years, protecting your investment is essential. You likely have homeowners insurance in place, but one critical piece of the pr...

  • Sending Your Child Off to College? Don’t Overlook These Two Critical Insurance Needs

    As the fall semester approaches, parents everywhere are helping their kids prepare for the next big chapter: college. From dorm checklists to meal plans and tuition payments, there’s a lot to think about. But two often-overlooked topics deserve your serious attention— renters ...

  • Protecting Your Mobile or Manufactured Home — Local Expertise, National Strength

    At McKinnon Insurance , we know mobile and manufactured home insurance inside and out. Whether your home is a full-time residence, seasonal getaway, or rental property, we’ve got the experience and markets to protect it right. We proudly write with Foremost Insurance , the ind...

  • Navigating Auto Insurance in Today’s Ever-Changing World

    Navigating Auto Insurance in Today’s Ever-Changing World There’s no doubt about it — today’s world moves fast. Technology is evolving, vehicles are smarter, and how we live, work, and drive has shifted dramatically over the past few years. With these changes, it’s more importa...

  • Roofs – Scheduled pay vs Replacement, and deductibles

    Understanding Roof Coverage in Ohio: Why Your Home Insurance Policy Might Not Be What You Think If you’re a homeowner in Ohio, you’ve probably noticed your home insurance premiums creeping up — or maybe you’ve had a claim denied or paid out for less than expected. One of the b...

  • Insurance: What It Used to Be

    There was a time when insurance was simpler. Your agent was your neighbor. Your policy lived in a drawer, not a digital cloud. And when something went wrong, you didn’t call a 1-800 number — you called Bob, who you’d just seen at the Friday night football game. Back then, insu...

  • Rising Cost of Home Insurance!

    The Rising Cost of Home Insurance: Navigating the Challenges Home insurance is a crucial safeguard for homeowners, providing financial protection against unexpected events such as natural disasters, theft, and accidents. However, in recent years, the cost of home insurance has...

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