CONTRACTORS · TRADES · LANDSCAPERS
Contractor Insurance in Ohio
Your work moves from job to job. Your insurance review should follow the tools, vehicles, people and work that make your business run. Start with Aaron Mast and our Ohio commercial team.
Dover & Navarre offices · Business insurance help across Ohio
Liability & the work you do
Describe your trade, projects and subcontracting. Review liability limits and ask how your policy addresses completed work and the operations you perform.
Tools & equipment
Tell us what travels in your truck, stays in a trailer or remains at a jobsite. Discuss tools and equipment coverage, theft conditions, scheduled items and deductibles.
Vehicles & project requirements
Review business vehicle use and contract insurance requirements. Ask about certificates, additional insured requests and umbrella limits before work begins.
Start with your actual operations
Bring your trade description, annual sales, payroll, subcontractor costs, vehicle list and current policies. Tell us about residential versus commercial work and any work at height or on larger projects.
Example: A stolen trailer can involve separate questions about the trailer itself and the tools inside. A vehicle policy should not be treated as proof that every tool is insured.
Is a certificate the same as coverage?
A certificate provides evidence of insurance. It does not by itself change the policy or satisfy every contract requirement. Have our team review requests against your actual coverage.
Will general liability cover every problem with my work?
No. Your operations, policy terms and exclusions matter. Discuss the work you perform and questions about faulty work, completed operations and contractual requirements with our team.
Work with Aaron and the McKinnon team
Aaron Mast leads our commercial operations. Our agency has earned Farmers Elite Commercial recognition and helps business owners review Farmers and other available agency markets.
Your next step
Use the commercial review form above or start a detailed business quote request. Our team follows up to gather the information needed to review options.
Coverage, limits, exclusions and eligibility vary by insurer and policy. An online request does not provide an instant price or bind coverage.
Farmers industry coverage information provides general product context; it does not confirm eligibility or coverage for your business.