RENTAL PROPERTY INSURANCE SPECIALISTS

Insurance for House Flippers, Vacant Homes & Renovations in Ohio

Buying a property to renovate and resell creates a different insurance situation from buying a home to live in. McKinnon Insurance Agency helps Ohio investors review coverage for vacant and renovation properties, including house-flip projects.

Foremost offers dedicated vacant-home insurance and specifically identifies moving, renovating and selling a home as situations where vacant-property coverage may apply.

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Residential property undergoing exterior renovation

Why a flip needs a different insurance conversation

A property may be vacant, under renovation, for sale, or transitioning into a rental. Each stage can change the exposure and available coverage.

Foremost's vacant-home program can include options for property coverage, vandalism and malicious mischief, liability, other structures and different settlement methods, depending on eligibility.

Foremost also notes that vacant homes can include properties for sale, for rent, and properties owned by an LLC or estate.

Before you buy or start work

Tell us the purchase date, property condition, planned renovations, whether contractors are involved, expected completion date, intended resale or rental use, and ownership entity.

Insurance for the property itself does not automatically replace insurance that may be needed by contractors or business entities involved in the project.

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Rental-property insurance specialists serving Ohio

Our team works with landlords and property investors from our Dover office and Navarre office, serving property owners across Ohio.

Explore landlord and rental property insurance, business insurance and umbrella insurance.

Coverage, eligibility and availability vary by state, carrier, property and policy. The issued policy controls coverage.

McKinnon Insurance

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